Insurance Quotes

[drunk_kev]

As i type this i am getting quotes for insurance on a 95 VR Exec Manual.....

Simple?

well i have a Clubby body kit, slightly lowered suspension, mags and a modified exhaust..........

- Real insurance (http://www.realinsurance.com.au) Will not insure me :(

- budget direct (http://www.budgetdirect.com.au) $809 / year with an excess of $1000 or $999 / year with a $500 excess

- AAMI (http://www.aami.com.au/) $461 / year with an excess of $595

- Just cars (http://www.justcarinsurance.com.au) $623 / year with an excess of $400 or $539 / year with an excess of $900

- Commonwealth Bank (http://www.commbank.com.au) Wont insure me

- YOUI (http://www.youi.com.au) Wont insure me

- Allianz (http://www.allianz.com.au/) Wont insure me

- ING (http://www.ing.com.au) Wont insure me

- GIO (http://www.gio.com.au) Wont insure (infact, they don't insure any one in QLD)

- NRMA (http://www.nrmaqld.com.au/) $759 / year with an excess of $0, $493 / year with an excess of $600 or $444 with an excess of $1000

- Virgin Money Insurance (http://virginmoney.com.au/car-insurance) $1061 with an excess of $500 or $874 with an excess of $1000

- Shannons (http://www.shannons.com.au) $1760.44 with an excess of $400


amazing how different insurance companys are

[V8 Calais]

Is that comprehensive or 3rd party with or without fire and theft cover? If its comprehensive what are they willing to pay out?

[drunk_kev]

Is that comprehensive or 3rd party with or without fire and theft cover? If its comprehensive what are they willing to pay out?

all comprehensive quotes :)

all at market value :S

[V8 Calais]

Ah yeah i just went the 3rd party with fire n theft $366 for 12 months. The extra cash they wanted for full comp just wasn't worth it as like you said they just wanted to pay market value which is stuff all anyway

[drunk_kev]

Ah yeah i just went the 3rd party with fire n theft $366 for 12 months. The extra cash they wanted for full comp just wasn't worth it as like you said they just wanted to pay market value which is stuff all anyway

Commbank seem to think the market value was $5,500
but NRMA think the market value is $3,100

[VS_Pete]

Kev u never had full comp. before?

[newsyk06vr2.0]

i have just put full comp on my vs with RACQ, it covers the wheels, sterio, gas conversion and lowered 1 inch. car is covered for just under 4 grand.

$660 a year, with a age excess of $250 which will only be for the next year, but a base excess of $500, im on a rating 1 and i have never had full comp before. plus windscreen coverages.

[EQUIPE-T]

<<<< RACQ - slightly lowered VS commodore $762 a year - $300 excess ( get this, if it wasnt an equipe ill'd be paying $710 a year, figure that out :mad: )

[CalaisRider]

Yeh this the bit that I found hard to come to terms with when I bought the Calais.

I insure through Suncorp and have for many years.

Prior to the Calais we had a 4 banger Camry auto, stock as a rock. When we insured the Calais at time of buying and prior to drive away off the showroom floor brand new, we rang the insurance company and it became aparent that the luxo was $125 cheaper than the Camry to insure despite the Calais being a V8 that was optioned to the hilt (round figures $68,000). Same drivers nominated as previous. Same insurance Company for that matter.

My comprehensive insurance is way, way cheaper than my Rego Cost. Not that I am advocating Suncorp in any way at all as I'm just one of a bazillion customers and in reality just a number; but surprisingly the only thing they were squirmish on was that it may have been a Turbo or Supercharge.

Weired eh.. :confused:

[CalaisRider]

Commbank seem to think the market value was $5,500
but NRMA think the market value is $3,100

Redbook will give you a good idea of Market Value Kev, Just google it.

[VS_Pete]

CGU $552 full comp. rating 1. Agreeded value about $8700 I think.
I paid $6500 for mine.

[NVD08]

Insurance is wierd like that.. it also comes down to where the vehicle is kept also (suburb) and driveway or garage as well as youngest drivers age.. after all thats figured out u need to factor in Mods lol
Cheapest i could get with the calais is $800yr and im 27, rating 1 for life, never had an accident, must be this dodgy suburb i live in haha:D

[VP Pursuit]

AAMI = $550 + 450 excess for VS exec with Body Kit, Stereo, wheel and taillights. Insured in Aileens name (+25) with me as a regular driver.

[NZSHAKER]

I have just gone from AAMI to Shannons down to $55 a mth from $72 valve of $20k up from AAMI

Told them it is

Lowered
Exhaust
VZ Clubby rims
All the stereo gear in it
Cam...told him specks of 232/234 and it came in the mail as MILD lmao
Hardlid
And its fine to turbo it just let them know when its done..

Now AAMI had all the above but not the cam and also where fine to turbo the beast

So whats that $660 a yr full cover

[customcalais]

for a : 92 model vp v6 calais plus mods

suncorp full comp insurance -insured for $5950
cost/payments $62.95 direct debit a month
excess - $300

[VS_Pete]

Insurance is wierd like that.. it also comes down to where the vehicle is kept also (suburb) and driveway or garage as well as youngest drivers age.. after all thats figured out u need to factor in Mods lol
Cheapest i could get with the calais is $800yr and im 27, rating 1 for life, never had an accident, must be this dodgy suburb i live in haha:D

You are right there but they didn`t want to give me agreed value I just pushed the point and the car is in good condition and I have been with them for awhile mybe I was lucky.

[VS_Pete]

CGU $552 full comp. rating 1. Agreed value about $8700 I think.
I paid $6500 for mine.

New Policy offer. ANZ are changing insurers ING and QBE team up together.
$566.65 full comp. Agreed value $7608 I got an extra $400.
Basic Excess $400